Randy Spence, Mortgage Agent - Mortgages for first time home buyers, renewals, credit repair and tax deductible mortgages

Randy Spence - 613-296-0468

First & Second Mortgages

We'll shop all the lenders to get you the best rate!

Mortgage Services
Mortgage Renewals & Refinancing

Mortgage coming up for renewal? We can help you save money!

Mortgage Services
Renovation Financing

Access equity in your home for your next renovation!

Mortgage Services
Safe and Secure Application

Get started through our easy-to-complete online mortgage applications. Signup online or fax back your information to our office and we’ll get started on your next mortgage pre-approval. We’re here to help!

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Why use a Broker

We shop your mortgage to multiple banks so you get the best possible deal! A Mortgage Broker has strong relations with all the banks but works for you!

First Time Homebuyers

It's wise to begin by talking with a mortgage planner - to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options.

Time For A Review

With a review of your financial profile, we can custom fit your loan or mortgage to give you the results that best suit you. Send us an email and we'll help you get started!

What Can You Afford

We offer you a wide range of fast and easy to use mortgage calculators to help you determine what you can afford. From renting versus purchasing to affordability, we can help.

Frequent Questions

We're sure you have a ton of questions. No worries...we're here to help you understand the mortgage process before you begin your home shopping!

Latest Mortgage Rates

We understand the changing mortgage market and can recommend a mortgage and the best rate to help you save money over the term of your mortgage.

Apply now using our safe and secure online mortgage application

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